The competitiveness of China's commercial banks is increasing day by day, and Ningbo Bank is a sample of them. The best evidence is that they have just won the honor of the most trusted financial institution of Zhejiang merchants in 2019.
On December 20, the 2019 Zhejiang Business Annual Conference was held at the Hangzhou International Conference Center. The conference was hosted by Zhejiang Business Magazine and the World Zhejiang Business Network, with the theme of "spirit and vision". At the meeting, "Zheshang" magazine released the "2019 Zheshang Most Trusted Financial Institutions" list. Ningbo Bank was awarded "Zheshang Most Trusted Small and Micro Financial Services Banks" for its outstanding performance in the field of small and micro financial services.
Almost at the same time, in the "2019 Gold List of Chinese Financial Institutions · Golden Dragon Award" organized by the authoritative financial and financial media "Financial Times", Bank of Ningbo won the "Best Small and Micro Financial Services of the Year" Awards.
At this point, Bank of Ningbo has actually won the award this year. In the "2019 Evaluation of the Competitiveness of China's Commercial Banks" published by the "Banker" magazine, Ningbo Bank is also one of the best. Above) First, and won the "Best City Commercial Bank" award.
Also earlier in October, the Bank of Ningbo was named the "2019 Excellent Asset Management Bank" at the 2019 (third) China Economic Wealth Management Summit Forum hosted by the China Business Daily.
Bank of Ningbo adheres to its original mission
The scenery of the Bank of Ningbo on the podium is no different, but behind it is the original intention and mission of more than 20 years.
Since its establishment in April 1997, the Bank of Ningbo has maintained its original intention of growing together with SMEs. Always implement the concept of financial services for the real economy, return to its roots, focus on the main business, and adhere to the basic positioning of "serving local economy, serving small and micro enterprises, and serving urban and rural residents". For 22 years, it has always served and supported the development of small and micro enterprises and private enterprises. Righteousness of course and mission responsibility.
The data is the "longest confession" of the Bank of Ningbo for small and micro enterprises. The Bank of Ningbo recently released the first half of 2019 performance bulletin showing that the company continued to maintain excellent performance and stable operating quality, with total assets exceeding 1.2 trillion yuan. Various deposits exceeded 750 billion yuan, various loans exceeded 450 billion yuan, a net profit of 6.8 billion yuan was achieved, and the non-performing loan ratio remained at 0.78%.
As of the end of September 2019, the Bank of Ningbo's inclusive small and micro loans grew by 26% year-on-year, higher than the growth rate of all loan balances. Inclusive small and micro loans accounted for nearly 50,000 households, which strongly supported the development of local small and micro enterprises.
As a city commercial bank, Ningbo Bank has the scale of a joint-stock bank. Currently, 40% of Ningbo Bank's loans are concentrated in Ningbo, and 20% of loans are located in other regions of Zhejiang. In addition, Ningbo also has branches in Jiangsu, Shanghai, Beijing, and Guangdong, with loan ratios of 23.5%, 7.0%, 4.6%, and 4.6%, respectively.
Behind the honor is quietly cultivating